Liability Insurance

Professional Liability Insurance

PAC is pleased to provide its members an exclusive and national Liability Insurance program for $72/year* , with the following features:

  •   Coverage in each participating member’s name – anywhere the member practices in Canada- 24 hours a day, 7 days a week, and 365 days a year.
  •   Coverage for participating registered/licensed Emergency Medical Responders, Primary Care Paramedics, Advanced Care Paramedics and Critical Care Paramedics (or their equivalent) – in all jurisdictions throughout Canada.
  •   Each participating member will receive a copy of the “personal and portable” Professional Liability insurance coverage. This may be needed to initiate and renew their registration/licence/practice permit with a provincial regulatory authority.
  •   Participating members may be employees, part-time workers, on leave, contractors, volunteers, retirees, and other classifications.
  •   Coverage for professional conduct matters with a regulatory authority.
  •   Coverage will be provided for students when they are supervised by a regulated member – for example, during a clinical practicum.
  •   Participating members will have access to legal assistance relating to professional practice matters.

There are major benefits to buying insurance as a powerful national group, including access to group discounted rates. Liability insurance will be offered as part of a customized program, built to protect Canadian paramedics and strengthen the profession across the country. For more information, download the PAC Insurance Program Highlights document.

Paramedics nationally*:
$72 premium/ year  and $5 insurer policy fee + taxes (increasing tp $80 premium from Jan. 1, 2024)

Dispatchers & call trackers (BC, MB, SK):
$150 premium/ year and $5 insurer policy fee + taxes

*Please not that this program is not currently available in Quebec.

Clicking the Professional Liability Insurance button will take you to the application. Be sure to have your PAC Provincial Chapter membership/registration number available as part of the registration process.
If you are renewing an active PAC Program policy, do not complete this application. In that case, please use the link provided in your renewal notification email or contact EQUA Specialty Risk Partners Corporation at